Protect Your Data: How Blacklight Can Help You Avoid Mortgage Broker Websites Sharing Your Data with Facebook

How Mortgage Broker Websites Share Your Data

Mortgage broker websites share sensitive user data, such as estimated credit scores, addresses, and veteran status, with Facebook via Meta Pixel. This small software collects information as users fill out applications and browse home-buying pages, transmitting it to Facebook to develop more targeted ads.

Avoid Data Sharing with Blacklight

Users applying for a mortgage can avoid their information being shared with Facebook by using tools like Blacklight. Developed by The Markup, Blacklight is a “real-time privacy inspector” that reveals which mortgage broker websites share users’ information.

How Blacklight Protects Your Privacy

Blacklight helps users identify and avoid websites that track personal information by scanning for various tracking technologies:

  • Ad Trackers and Third-Party Cookies: Blacklight scans for ad trackers and third-party cookies, which profile users based on their internet usage.
  • Canvas Fingerprinting: Blacklight identifies trackers using canvas fingerprinting, which creates a unique image on your computer to track you across different websites.
  • Session Recording: The tool detects websites that record user sessions, capturing clicks and scrolls on a page.
  • Keystroke Logging: Blacklight spots websites that track and record individual keys pressed by users in real time.
  • Facebook Pixel and Google Analytics: Blacklight identifies websites with Facebook Pixel code or tracking permissions granted to Google Analytics.

Take Control of Your Data

Using Blacklight is a proactive step in protecting your personal information. Regularly scan the websites you visit to stay informed and take control of your data.

For more information check out our services or contact us today.

(This is not intended as legal advice. Contact a lawyer for assistance in your particular situation.)

How The Noncompete Ban Will Impact Small Businesses

Overview:

With the implementation of the noncompete ban, small businesses need to update their employee agreement contracts. Following the ban, all existing noncompete provisions will be unenforceable following the rule’s effective date, which is September 4, 2024. Additionally, employers must provide notice to employees who have existing noncompete agreements that the noncompetes are no longer enforceable. Failing to comply will be deemed a violation of Section 5 of the FTC Act, under which the FTC has authority to bring charges against the business.

Businesses need to:

  1. Review their employee agreements to identify which agreements have noncompete provisions.
  2. Prepare notices to inform employees that their noncompete provisions are no longer enforceable.
  3. Update employee agreement templates to remove noncompete provisions and add provisions for protecting proprietary information, including non-disclosure agreements, intellectual property protections, and non-solicitation agreements.

Businesses need to be diligent in customizing the base templates of employee agreements to include updated and necessary provisions for protecting proprietary information and maintaining competitive advantages. They may also need to rely more on other restrictive covenants like non-disclosure agreements (NDAs) in addition to relying on intellectual property protections and trade secret laws to safeguard their interests. Because NDAs typically remain in force after employment ends, businesses may want to ensure that their NDAs are thorough and complete. Small businesses may also want to consider the use of non-solicitation agreements in employee agreements, which prevent employees from soliciting a business’s customers for their own benefit.

To sum it up:

The FTC’s final rule bans noncompete clauses nationwide to promote competition and freedom for workers, declaring noncompete clauses an unfair method of competition in violation of Section 5 of the FTC Act. The rule, effective 120 days after publication in the Federal Register (September 4, 2024), aims to boost innovation, increase new startup formation by $8,500 annually, raise worker earnings by an average of $524 per year, and lower healthcare costs by up to $194 billion over the next decade. Existing noncompetes will be void for most workers, though senior executives, representing less than 0.75% of workers, are exempt.

 

For more information check out our services or contact us today.

(This is not intended as legal advice. Contact a lawyer for assistance in your particular situation.)

Entertainment Law FAQs

Are you an artist, musician, author, or party who publishes music or other content? You may need to brush up on some legal basics in the entertainment world. For #FAQFriday, we’ve compiled 3 common Q&A’s about entertainment law:

1. What is entertainment law?

Entertainment law encompasses a field of legal services for those in the entertainment industry.  These services may include intellectual property law (copyrights, trademarks, trade secrets, etc.), privacy law and rights of publicity, and general business law such as contracts.

2. What type of services do I need?

Each individual that works in the field of entertainment has unique legal needs and assets to protect.  An experienced entertainment attorney can tailor services directly to such needs and assets, including ensuring necessary copyright protections are in place, agreements are negotiated with your best interests in mind, takedown notices are filed if necessary, and more.

3. If I am not a singer, actor, or any type of “entertainer” or media creator, does any of this apply to me?

It might! Many businesses use media, such as music, videos, or artwork, or may hire entertainers at some point for their own marketing projects. An experienced entertainment attorney can help set entertainers and those that work with them up for success.

 

For more information check out our services or contact us today.

(This is not intended as legal advice. Contact a lawyer for assistance in your particular situation.)

Trademark Mistakes: 5 Common Ways You May Be Losing Value

Whether you are just starting out or have a large portfolio of protected names, logos, and slogans you know the value of protecting your brand. However, it is common for businesses to overlook their intellectual property. When it comes to trademark registration, there are ways to get the most out of your IP strategy. Below are some of the most common trademark mistakes that may be costing your business:

Top 5 Trademark Mistakes

1. Not Choosing a Strong Mark:

Picking a weak mark that is descriptive or generic can result in consumer confusion and be difficult or impossible to register with the U.S. Trademark Office. A weak mark can set you up for a lifetime of headaches trying to protect and enforce your mark. However, a strong mark can make you stand out in the marketplace, and it is often easier for owners to register and enforce their rights in a strong mark. We can help you choose a distinctive mark that will set your business up for success!

2. Failing to Pre-Clear Your Trademark:

Pre-clearance is important! We can conduct a preclearance search for two reasons. First, it helps you determine the full scope of rights available to you for a mark. It also ensures that your mark does not infringe any third-party rights. According to the U.S. Trademark Office’s data from 2019, nearly 83% of trademark applications received an Office Action.  Having an attorney guide you through an initial preclearance process can reduce the likelihood of your trademark application receiving an objection.  Understanding the potential risk surrounding your use of a particular mark can decrease the chance of another trademark owner initiating an infringement action against you as well. As the saying goes, an ounce of prevention is worth a pound of cure!

3. Not Thinking About Future Expansion:

It is not uncommon for businesses located in different geographic areas (such as on the east coast vs. the west coast) to start using the same mark. However, when either business attempts to expand or to federally register its mark, conflict can arise.  Sometimes a business that initially starts using a mark in connection with specific goods and services later wishes to expand such offerings, only to find that someone else is already using and has registered the same mark in connection with the new goods or services.  Thinking these issues through with an attorney on the front end can make expanding into new territory, whether geographically or in the marketplace, much smoother.

4. Not Enforcing Your Rights:

The U.S. Trademark Office does not monitor for trademark infringement – it is up to owners to police and enforce their own marks. Failing to properly monitor your mark and to take action against potential infringers can lead to big problems. These include the potential for trademark dilution and even losing rights in your mark. We can monitor your marks and help you protect your rights!

5. Missing Maintenance Filings and Renewals:

Federal trademark registrations require maintenance filings after 5-6 years of registration, and renewal filings every 10 years to keep the registration “alive.” If you miss a maintenance filing or renewal deadline, your federal registration will be cancelled. We understand the time and expense our clients put into their trademark registrations, and can help track upcoming maintenance and renewal filings so that you never miss a deadline!

It can be tricky to know all the steps and possible hurdles in trademark registration. Although doing it yourself may save time and money in other instances, taking a “DIY” approach with valuable aspects of your business could lead to more headaches than it’s worth. Trademark mistakes may be common but it doesn’t have to happen for you.

Courtney Reigel, Esq. & Lily Taggart

(This is not intended as legal advice. Contact a lawyer for assistance in your particular situation.)

If you’re ready to move your business forward, ask about our branding optimization session or trademark focused consultation!

 

Celebrating St. Patrick’s Day the Trademark Way

Although St. Patrick himself is steeped in hundreds of years of legend, there are a few remaining things that we know today. Many scholars credit him with bringing Christianity to the Irish people. We celebrate him on the 17th of March, the date that supposedly marks his death. One of the most common legends that most people may know revolves around the shamrock, a symbol of Ireland frequently used with the holiday and with Irish products and services. The tale holds that St. Patrick used the three leaves on commonly found Irish clover, the shamrock, to explain the Holy Trinity of Father, Son, and Holy Spirit. Since his death, the tales of St. Patrick’s life have grown and become strongly tied with Irish culture.

The modern holiday began on the small island years ago but it has now grown into a major celebration with economic opportunity. No shortage of green items are available to enhance the festivities. This St. Patrick’s Day, our team took some time during our regular Thursday afternoon meeting to host a Skribll.io tournament. The Irish theme meant drawing prompts such as shamrock, rainbow, pot of gold, and the classic green beer.

Speaking of Irish symbols, there are several Irish and St. Patrick’s-related examples of protected intellectual property. The U.S. Trademark Office has thousands of registrations and pending applications that feature a shamrock as part of the design. One product somewhat synonymous with the holiday is the classic pint of Guinness. Guinness first trademarked its iconic harp in 1876. The same type of Irish harp is actually the Republic of Ireland’s official national emblem. In order to differentiate between the two, the Irish government turned the harp the opposite direction! Trademark complexity is as old as the protections themselves, but that’s where we can help. Gavin Law Offices is here for all your trademark needs.

 

(This is not intended as legal advice. Contact a lawyer for assistance in your particular situation.)