Protect Your Data: How Blacklight Can Help You Avoid Mortgage Broker Websites Sharing Your Data with Facebook

How Mortgage Broker Websites Share Your Data

Mortgage broker websites share sensitive user data, such as estimated credit scores, addresses, and veteran status, with Facebook via Meta Pixel. This small software collects information as users fill out applications and browse home-buying pages, transmitting it to Facebook to develop more targeted ads.

Avoid Data Sharing with Blacklight

Users applying for a mortgage can avoid their information being shared with Facebook by using tools like Blacklight. Developed by The Markup, Blacklight is a “real-time privacy inspector” that reveals which mortgage broker websites share users’ information.

How Blacklight Protects Your Privacy

Blacklight helps users identify and avoid websites that track personal information by scanning for various tracking technologies:

  • Ad Trackers and Third-Party Cookies: Blacklight scans for ad trackers and third-party cookies, which profile users based on their internet usage.
  • Canvas Fingerprinting: Blacklight identifies trackers using canvas fingerprinting, which creates a unique image on your computer to track you across different websites.
  • Session Recording: The tool detects websites that record user sessions, capturing clicks and scrolls on a page.
  • Keystroke Logging: Blacklight spots websites that track and record individual keys pressed by users in real time.
  • Facebook Pixel and Google Analytics: Blacklight identifies websites with Facebook Pixel code or tracking permissions granted to Google Analytics.

Take Control of Your Data

Using Blacklight is a proactive step in protecting your personal information. Regularly scan the websites you visit to stay informed and take control of your data.

For more information check out our services or contact us today.

(This is not intended as legal advice. Contact a lawyer for assistance in your particular situation.)

Colorado Privacy Act signed into law: Are more state data privacy laws on the horizon?

Courtney, an Associate Attorney at Gavin Law Offices, recently returned from an exciting trip to Colorado.  Her trip came soon after Governor Jared Polis signed the Colorado Privacy Act (or “CPA”) into law on July 8, 2021.  With Polis’s signature, Colorado officially became the third state behind California and Virginia to enact a comprehensive data privacy law.

The CPA is set to take effect on July 1, 2023, just months after the Virginia Consumer Data Protection Act (“CDPA” or “VCDPA”) and the California Privacy Rights Act (“CPRA”) become effective on January 1, 2023.

While the three laws share many similarities, important differences exist amongst them as well (for example, the Colorado Privacy Act does not appear to exempt non-profits, which are largely excluded from the requirements the CPRA and CDPA plan to impose on covered businesses).  Businesses will likely struggle to understand their compliance obligations as new state data privacy laws continue to be passed across the United States. These obligations include varying terminology and definitions, exemptions, and requirements under the patchwork of state laws that apply to them.

Attorney Courtney Reigel surveys the land of Colorado just as she surveys the landscape of Colorado Data Privacy legislation

In addition to the new California, Virginia, and now Colorado laws, several other states such as Pennsylvania, North Carolina, South Carolina, and New York are currently considering legislation related to data privacy and protection.  A question many industry groups, businesses (and their attorneys), and consumers are asking is whether the state data privacy laws will continue, or if a federal data privacy law will be passed in the near future.  Further, could a federal law aim to pre-empt the existing numerous state data privacy laws we have just seen get passed?  While a comprehensive federal data privacy bill has not been seriously considered yet by Congress, U.S. Senator Kirsten Gillibrand introduced the “new and improved” Data Protection Act of 2021 last month.[1]

We will continue to track state data privacy laws, as well as the new federal data privacy legislation, and look forward to updating you regarding the same.

– Courtney Reigel, Esq.

(This is not intended as legal advice. Contact a lawyer for assistance in your particular situation.)

[1] https://www.gillibrand.senate.gov/news/press/release/gillibrand-introduces-new-and-improved-consumer-watchdog-agency-to-give-americans-control-over-their-data

Women in Food Networking Social

Rina and Elizabeth had a great time at The Savory Grain thanks to CreativeMktGroup and their partners, Real Local RVA, By Jacqui Photography, and The Apple Cart. The Women in Food Networking Social was a hit and it’s been amazing to re-connect with the Richmond business community. We can’t wait for more fun events this summer!

Richmond business owners with Gavin Law attorneys Rina Van Orden and Elizabeth Sewell

 

Protect Your Brew: National Beer Day and IP

It’s no secret that Virginia loves a good brew. Virginia boasts an impressive selection of craft breweries and cideries, with more than 30 breweries in Richmond alone! But, did you know that several other states have an even higher proportion of breweries per capita? Vermont, Maine, and much of the Pacific Northwest carry an even denser selection of craft beer.  With so many small and mid-size independent brewers emerging in Virginia and across the country, it’s important for those in this increasingly competitive industry to understand their intellectual property rights. This National Beer Day, we wanted to share important legal considerations for those in the industry.

Our legal team tailors our established expertise in the field of intellectual property to assist in the protection and success of brewery-specific concerns.  From business formation to naming your brews, to protecting specialty artwork and maintaining local partnerships we offer assistance so you can focus on your craft.

Trademark Law:

How much have you attached to your brand’s name and logo? A trademark represents all the hard work you have put into your business and sets you apart in the field.  We can assist you with protecting your business/brewery name, beverage names, and taglines or slogans and enforce your rights in the same.  It is important to take steps to solidify your brand and ensure that your product is not confused with others.  Additionally, working with counsel prior to using a new trademark can help protect you from infringing upon others’ rights, and could avoid a costly infringement scenario.

Trade Secret Law:

How important are your recipes to your business? The recipes for your unique ciders and brews are only as valuable as they are kept in confidence. Trade secrets can be vital to a company’s survival, and are often among a business’s most valuable corporate assets.  Failing to properly protect trade secrets (for example, by filing a patent for a recipe that then discloses the details to the public) can prove disastrous for businesses.  Trade secret law provides an avenue to protect your valuable intellectual property while allowing it to be kept secret and potentially protected forever (while a patent only lasts for 20 years, a trade secret will last for as long as it is kept secret). Fortunately, there are measures you can take as well as policies and contractual provisions we can help you put in place to help protect your trade secrets.

Copyright Law:

Do you have artwork on your label? Did an artist create your logo or website? Alcohol brands dabble in copyright law more than you may expect. Brands should recognize the importance of filing and registering copyrightable subject matter to protect their hard work. Copyright registration and strong contracts and/or copyright assignments when necessary can help avoid preventable issues such as ownership disputes and infringement actions.  For example, under copyright law the author of the artwork, logo, website, etc., could own that material instead of the business unless the business has agreements in place that state otherwise. Our team can help ensure rights to commissioned works are transferred appropriately and provide the best copyright enforcement approach.

Licensing Law:

Do you want to partner with a local bakery for a wheat beer? How about a local coffee place for a stout? These kinds of deals can involve the sharing of proprietary information, and the parties may need to obtain permission to use the other’s trademarks and/or copyrights to market the product. Ensuring that proprietary information is kept confidential, and that certain guidelines are followed by the other business using your trademark, are smart measures to take.

Contract Law:

One of the best ways to safeguard against the various intellectual property issues mentioned above, as well as other legal issues impacting breweries, is a well drafted contract. Do your existing contracts cover all the bases with your vendors, business partners, or other third parties? How about your employment agreements?  Are they protective enough of your company in the event of a disgruntled employee? Thinking through these issues and contacting an attorney for assistance is not cynical – it’s a smart step towards safeguarding your business and ensuring its success.  Companies in the alcohol industry have significant need of contracts due to the many moving components needed to operate, and there is no one-size-fits-all contract.  Notably, brewers conducting business in certain states including California and Virginia should consider whether data privacy laws apply to their businesses that may impact their contractual requirements (The forthcoming  Virginia Consumer Data Protection Act may affect your business, which you can learn more about here.)

Celebration of National Beer Day on a brewery patio in Richmond, VA

This National Beer Day, we would like to raise a glass to the love and dedication that Virginia brewers pour into their craft.  Craft breweries, cideries, and wineries in any state should explore how considering these legal issues and putting protections in place can benefit their business. No matter what your specialty is, we want to help you protect it.

(This blog post is not intended as legal advice.  Please contact us for more information and assistance regarding your particular situation.)

 

 

Are Your Domain Names Protected?

As use of generic top level domain names (gTLDs) grows, so does the risk of trademark infringement. When the original gTLDs were released, one strategy for fighting infringement was the use of domain blocking services. Sunrise B (SRB) refers to the domain name blocking service associated with the .xxx domain name.  SRB service blocks the registration of domain names in the .xxx gTLD that match the participants’ trademark and certain limited variations of those marks.

SRB participants enjoyed a 10-year block on .xxx domain names that matched their trademark. However, this protective service expires in December of 2021 and will be replaced by AdultBlock and AdultBlock+ services, collectively referred to as the “AdultBlock Services.” These services block domain name registration for protected trademarks in the .xxx, .adult, .porn, and .sex gTLDs. SRB registrants have the opportunity to rollover to the new AdultBlock Services with no additional verification.

As the deadline approaches, rights holders will have to decide what strategy is right for their goals. Like SRB, registering for AdultBlock Services provides considerable benefits for maintaining the strength of your trademarks. In doing so, registrants take control of their brand’s reputation and protect against potential damage.

There are some prerequisites to registration with AdultBlock services. Specifically, the participant must have registered their trademark with the Trademark Clearinghouse or be a SRB participant. With so many factors to consider, it’s important for potential participants to create a plan that is right for them. To learn more about how to decide if this is the right choice for your situation, contact Gavin Law Offices, PLC.

 

(This is not intended as legal advice. Contact a lawyer for assistance in your particular situation.)

 

–  Elizabeth Sewell and Lily Taggart